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USDA Rural Development loans in MN, SD, and WI are simply one of the coolest home loans available. The program provide home buyers the opportunity to buy a rural home with no down payment.'Rural' is defined by USDA as being outside a large metropolitan area. The property that the borrower wishes to buy must be a single-family, owner-occupied home from which no income can be derived (no multi-family homes, no farms).
You can finance 100% of the purchase price (ZERO DOWN)
Sellers can pay your closing costs
Old bankruptcy or foreclosure is OK (more than 3-years old)
Low mortgage insurance costs (PMI) compared to other loans.
Single family homes, town homes, condos all allowed (in a "eligible areas")
640 or higher middle credit score
Get approved for a USDA Loan in MN and WI with 3 Simple Steps
Check Property Eligibility
Fill out an online USDA Loan Application.
Mortgages Unlimited, Inc - St Paul Office
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Mortgages Unlimited, Inc. Nationwide Mortgage Licensing System and Registry (NMLS) # 225504 Saint Paul Branch - NMLS # 387944. Joe Metzler, Licensed Mortgage Loan Originator NMLS # 274132. Licensed in MN, WI, SD
Equal Housing Lender (C) 2015 - Joe Metzler for Mortgages Unlimited, Inc