Mortgages Unlimited - Rochester, MN
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USDA Rural Development Loans
(Zero Down Payment)

USDA Rural Development Loans in MN, SD, WI

USDA Rural Development loans in MN, SD, and WI are simply one of the coolest home loans available. The program provide home buyers the opportunity to buy a rural home with no down payment. 'Rural' is defined by USDA as being outside a large metropolitan area. The property that the borrower wishes to buy must be a single-family, owner-occupied home from which no income can be derived (no multi-family homes, no farms). 

  • You can finance 100% of the purchase price (ZERO DOWN)

  • Sellers can pay your closing costs

  • Old bankruptcy or foreclosure is OK (more than 3-years old)

  • Low mortgage insurance costs (PMI) compared to other loans.

  • Single family homes, town homes, condos all allowed (in a "eligible areas")

  • 640 or higher middle credit score

 Get approved for a USDA Loan in MN and WI with 3 Simple Steps 

Check INCOME Eligibility
Check Property Eligibility
Fill out an online USDA Loan Application.


Mortgages Unlimited, Inc - St Paul Office
33 Wentworth Ave E, Suite 290
Saint Paul, MN 55118
Office (651) 552-3681

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License Information
Mortgages Unlimited, Inc. Nationwide Mortgage Licensing System and Registry (NMLS) # 225504 Saint Paul Branch - NMLS # 387944. Joe Metzler, Licensed Mortgage Loan Originator NMLS #  274132. Licensed in MN, WI, SD

Equal Housing Lender (C) 2017 - Joe Metzler for Mortgages Unlimited, Inc