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  • Tel: (651) 552-3681 
    Joe.Metzler@CambriaMortgage.com

    Serving all of Minnesota, Iowa, and Wisconsin
    NMLS 274132

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  • Duluth Minnesota

    We will find the right mortgage for you

    With a full suite of loan programs, we can find the right program for you. Conventional, FHA loans, VA Loan, USDA loan, jumbo, new construction, first time home buyers, down payment assistance, bank statement programs, and more.

    Support from application to closing

    We understand you don't do this everyday - So we are available 7-days a week to answer your questions, provide guidance, and calm your fears. You can also check your loan status 24/7 with our state-of-the art SmartPhone app.

    Competitive rates on all loan programs

    The main difference between lenders and their interest rates is overhead. The more overhead, like all day everyday advertising is pass on to YOU! Without all that expense, we are able to offer extremely competitive rates on all our programs.

  • Begin with our Quick Qualify Loan Assistant. Not a full application, but enough information for our loan experts to determine the best loan options for you and your family. No Obligations.

    Quick Start

  • Ready to apply? Start here with our full loan application. Quick and easy. Get Pre-approved for that dream home purchase, or get the savings started on your refinance. Either way, apply today, get an answer today.

    Full Application

  • Read our basic guide on the loan process from application to closing. There more you know, the better decision you make!

    Learn more

  • Everyone wants to know what mortgage interest rates are. Click here to view national average mortgage rates for various programs. Your rate may different. getting a quick quote will give you an idea of what you can expect.

    Get A Quote

  • Rochester Mortgage Loans - Rochester area Home Loans from Cambria Mortgage

    Looking for a home loan the Rochester, MN - La Crosse, WI, southern MN area?

    Let us be your first choice

    When you decide to buy your first home, or refinance a mortgage in the southern MN, Rochester MN, La Crosse WI, area, to all of Minnesota and Wisconsin, your search for a perfect home loan should start and end right here with Cambria Mortgage.

    With so many Mortgage Companies in Minnesota and Wisconsin and nationally, you need to find the one you can trust to provide the mortgage loan that is best for you - and that usually isn't the bank or the in-house lender your Real Estate Agents suggests at the Real Estate Agents company. 

    Cambria Mortgage, top rated, and in business since 1991, is committed to providing you with the best and lowest interest rates in Wisconsin, Minnesota, Iowa, North Dakota, and South Dakota! Our loans are underwritten in Eden Prairie MN, from people who live here, and have a great reputation to uphold. 

    Are you looking for the lowest mortgage interest rates?

    View Minnesota and Wisconsin mortgage rates instantly online, or opt for a more personalized mortgage interest rate and closing cost quote provided and reviewed by a licensed Loan Officer No SSN required. 

    As a Top Mortgage Company in the upper midwest, we proudly offer an unprecedented 5 STAR Promise!

    Many mortgage loan programs to choose from

    We offer a offer a broad range of mortgage loans for both a home purchase or refinance with super competitive interest rates and first-rate service.  From all your basic conventional loan programs, to second homes, new construction, and investment properties.

    For our military personal, we offer an amazing VA LOAN in WI, MN, IA, ND, and. and even a NO Down Payment loan with the USDA Rural Development loan for rural parts of Iowa, Wisconsin, North Dakota, South Dakota, and Minnesota.

    Need A Low Down Payment Program in MN 

    We offer a standard conventional fixed rate loans with just a small 3% down payment. FHA loans start with just a small 3.50% down payment.  - How cool is that?

    Call our first time home buyer down payment assistance experts at (651) 552-3681, or simply fill out the quick online loan application. 

  • Latest Mortgage News

  • A common question people applying for home mortgage loans is how does their deferred student loan effect mortgage qualifying First understand that while a student loan may be deferred, lender reasoning is that eventually you will have to start making a payment, so we must

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  • 2019 Super Mortgage Professionals

    FOR IMMEDIATE RELEASE   CAMBRIA MORTGAGE HOME TO FIVE SUPER MORTGAGE PROFESSIONALS Super Mortgage Professionals is compiled yearly by Twin Cities Business and Mpls. St. Paul Magazine EDEN PRAIRIE, Minn., November 21, 2019 -- The 2019 list of ‚ÄúSuper Mortgage

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